CreditMark

On-chain credit scores for payment companies. Submit financials, get scored, draw down against pre-configured facilities — no traditional collateral required.

New borrower

Submit your financials to generate an on-chain credit score, then draw down against pre-configured facilities

Get started

Existing borrower

View your on-chain credit score, available facilities, active drawdowns and score delegations

View profile

How it works

  1. 1Submit audited accounts, a card scheme settlement summary, or a SWIFT statement
  2. 2We extract and standardise your financial data using AI-assisted analysis
  3. 3Your financials are scored against established credit metrics (0-100)
  4. 4Mint your score as a verifiable, non-transferable on-chain token
  5. 5Draw down against facilities from pre-approved lenders — score is your collateral